Who We Serve
Built for the People Who Drive Business Forward
Whether you're a business owner navigating employee benefits, a health insurance agent building your book of business, or an individual seeking affordable coverage — Fig Leaf Financial Group has a solution designed specifically for you.
Business Owners & Employers
Stop overpaying for benefits that underdeliver. We help small and mid-size businesses offer competitive, ERISA-compliant health plans that attract and retain top talent — without the administrative burden.
Sound familiar?
Premiums increase every renewal cycle with no end in sight
HR spends hours managing benefits administration manually
Employees are confused by their coverage and don't use it
You can't compete with large employers on benefits packages
Compliance requirements feel overwhelming and risky
Here's how we help
ERISA-compliant health plans with predictable, stable pricing
AI-powered benefits administration that eliminates manual HR work
Employee-facing tools in 52 languages for seamless onboarding
SB/A Cooperative plans starting at around $525/month for employer groups
Dedicated compliance support so you stay protected
Health Insurance Agents & Brokers
Differentiate your practice with products your competitors can't offer. We equip agents and brokers with innovative ERISA health plans coupled with a leading-edge, AI-powered benefits adminstration platform that open doors to new clients.
Your challenges
Clients are frustrated with rising ACA premiums and limited options
Traditional group plans are hard to place for small businesses
You need products that stand out in a crowded market
Renewal season is stressful with no rate stability to offer
Compliance complexity makes it hard to confidently advise clients
What we bring to your practice
Exclusive access to SB/A Cooperative plans with competitive broker compensation
AI Admin Partners platform — a powerful differentiator for employer clients
3-year rate guarantee for qualified clients (a rare competitive advantage)
ERISA plan expertise to help you serve clients traditional carriers can't
Marketing support and co-selling resources to grow your book
Individuals & Families
Quality health coverage shouldn't require a corporate HR department. We help individuals and families access benefit-rich plans with no deductibles, no medical underwriting, and no waiting for open enrollment.
What you're dealing with
ACA marketplace premiums are unaffordable without subsidies
High deductibles mean you're paying out-of-pocket before coverage kicks in
Open enrollment windows leave you stuck if your needs change mid-year
Coverage options are confusing and hard to compare
Pre-existing conditions make it hard to find affordable coverage
A better way to get covered
SB/A Cooperative plans starting at $499/month — no deductibles, only predictable co-pays
No medical underwriting — coverage regardless of health history
Enroll any day of the year — no open enrollment window required
First Health PPO network access across all 50 states
Telemedicine and ACA wellness benefits at $0 copay
Not Sure Where You Fit?
Talk to a Fig Leaf Financial Group advisor. We'll listen to your situation and point you toward the right solution — no pressure, no jargon.